RoboForex Swap-Free Accounts: Eligibility and Other Charges

Use the current programme, not an old table

RoboForex announced Full Swap-Free on 4 February 2026. Its current page displays several account types, including Prime. That matters because an older detailed Prime table still says swap-free is unavailable. The dated launch and programme rules provide the better explanation of the newer offer, while the account’s current eligibility remains decisive.

A reader searching for a RoboForex Islamic account may be looking for the same practical feature, but the broker’s swap-free label does not establish religious suitability. We have not assessed a religious certification. If that is your requirement, the contract, execution structure and remaining charges need consideration beyond whether an overnight line reads zero.

How to check qualification

Start in the Benefits area described in the Full Swap-Free rules. Confirm whether the feature is available for your actual client profile and region. Then create an eligible new account through the stated route and check the resulting status. The rules do not provide for manually converting an ordinary existing account into this programme.

Do not create a second profile or change residence details to make an unavailable offer appear. A translated promotion or a generic account card cannot resolve country restrictions. Our country and company guide explains why website availability and permission to serve a client are different.

Before opening a position, retain the programme conditions and the confirmation for the correct account number. If the status is missing, ask support to explain the account’s eligibility. An unanswered request is not an activation notice, and an account created before the programme is not automatically covered.

Covered instruments are a separate question

The programme concerns eligible currencies and metals. That wording should not be stretched to every product visible in a multi-asset platform. The current crypto-CFD page, for example, expressly says those instruments are not swap-free. A platform displaying both gold and bitcoin does not give them the same overnight treatment.

Inspect the exact symbol, including any suffix, and its account-specific specification. If you hold XAUUSD, confirm that the selected gold instrument is covered rather than relying on the account name alone. The account comparison helps identify the platform, but the symbol and programme status settle the financing question.

What you can still pay

Swap-free concerns overnight financing. It does not remove the bid–ask spread, a turnover commission, conversion or payment costs that otherwise apply. Prime and ECN can still have explicit commission even when an eligible position has no swap. Use the trading-cost guide to keep those components separate.

Suppose a hypothetical position would otherwise incur a $2 financing debit per ordinary charged night. Avoiding three such nights would remove $6 from that particular estimate, if the account and instrument remained eligible. It would not erase an $8 opening-and-closing cost or compensate a $50 market loss. This is an illustration, not a current RoboForex swap quote.

For an ordinary account, use the correct long or short rate and rollover multiplier. The ECN gold specification lists a Wednesday triple-swap day, but holiday adjustments and account status can change the actual charge. Never multiply an unconverted point figure by nights and label it dollars.

What if swap-free status is removed?

The rules permit the broker to withdraw eligibility, including for prohibited use. Standard swaps can then apply to existing and new positions from the status-change date, with notifications described in the rules. That is a material condition for a position expected to remain open for a long time.

Review account messages and statements while a position is open. If a debit appears, compare its date, instrument, direction and account status with the applicable notice. Keep those details when contacting support. A claim that the broker advertised swap-free is less useful than identifying the exact covered account and the period for which the fee was charged.

Do not assume that moving a position to another account is a costless workaround. Transfers, closure and reopening may involve price changes, spreads or execution risk. Obtain the legitimate account options first.

Evaluate the whole holding plan

For a longer-term trade, write down the expected duration, normal financing estimate, risk if eligibility changes and the exit plan. The swap calculator can help model the ordinary-cost scenario when its inputs match the symbol; it cannot confirm your programme eligibility.

Keep margin and leverage separate from financing. Removing a nightly charge does not prevent a leveraged position from losing money during the day or through a gap. The current programme can change one cost component, but it does not make an oversized position sustainable.

Frequently asked questions

Does RoboForex currently have swap-free accounts?

It currently advertises a Full Swap-Free programme for eligible newly created accounts and covered currencies or metals. Check profile eligibility and the account’s confirmed status. A generic account card cannot establish that an existing position or every instrument on the platform receives the exemption.

Can I convert my existing ordinary account?

The reviewed rules require a newly created eligible account and do not provide for manual conversion of an existing ordinary account. Confirm the status of the newly created account before opening a position whose holding-cost estimate depends on the feature.

Why does an older Prime page say no swap-free?

The newer programme was announced on 4 February 2026. That dated announcement and the current programme rules explain the newer offer; an older account-table label is incomplete. Confirm that the actual new account and symbol are covered for your profile.

Does swap-free also remove commission?

No. Spread, applicable commission, conversion and payment charges are separate components and can remain payable. A position can avoid overnight financing and still lose money from price movement or incur opening and closing costs.

Are crypto CFDs included?

The current crypto page says those instruments are not swap-free. Do not extend a currency-and-metals programme to every product in the platform. The account’s platform may show both product groups, but a shared interface does not give them identical financing conditions.

What happens after status is revoked?

The rules allow standard swaps on existing and new positions from the status-change date. Review the notice and exact account terms when estimating a long holding period. Keep the account notification and statement so you can compare the debit date, symbol and status if a charge needs investigation.

Is the label proof of religious certification?

No. This guide explains the financial feature and its conditions. It does not establish religious suitability or certify the account contract. A reader with that requirement needs to evaluate the contract and remaining charges beyond whether the overnight swap is zero.

Sources and scope

This guide covers eligible clients of RoboForex Ltd through roboforex.com. Public terms were checked on 15 September 2026; we did not open, fund or test an account for this guide. Full Swap-Free binding rules · Full Swap-Free current promotion · Full Swap-Free launch, 4 February 2026 · Current Prime account · Crypto CFD current product scope · XAUUSD ECN specification · Current linked Client Agreement.

For the wider broker choice, see our broker guides.